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    More than 30,000 professionals make up the ecosystem of Cetif: we facilitate the meeting and exchange between banks, insurers and companies in an academic Center, competent and independent environment to share knowledge, experience and strategies on the most innovative drivers of change.

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    Over 60 events including Main events (Workshop and Summit) and Community events (related to research activities) and Webinar: we bring together banks, insurance companies and businesses for shared growth on trends and challenges to outline innovative development strategies.

Event

Credit 2027: Digital Lending, Alternative Data, and New Operating Models

October 13, 2027 10:00 a.m. – 4:00 p.m.
Aula Pio XI | Università Cattolica of Milan, Largo Gemelli 1

DUAL MODE

Event presentation.

The credit cycle is driven by two forces: the growing digitization of assessment and disbursement processes, and the emergence of new data sources and AI models to support credit scoring and underwriting. Between the development of digital lending for SMEs and the evolution of the online personal loan market, the “ workshop ” analyzes how to rethink products, processes, and performance KPI s while maintaining control over risk (taking into account the geopolitical situation and the evolution of cyber threats) and compliance throughout the entire credit funnel.

Topics covered:

  • The Evolution of Digital Consumer Credit (BuyNowPayLater, CCD2) and New Competitive Dynamics
  • Digital Lending for SMEs: Open Banking, Operational Data, and Alternative Credit Scoring
  • KPI digital funnel performance metrics: conversion rate, time-to-yes, and time-to-cash
  • The Application of AI to the Credit Cycle: Process Evaluation, Management, and Automation
  • Debt Collection and Multichannel Coordination Across Digital, Physical Network, and Contact Center Channels

Agenda of the day