• Membership

    More than 30,000 professionals make up the ecosystem of Cetif: we facilitate the meeting and exchange between banks, insurers and companies in an academic Center, competent and independent environment to share knowledge, experience and strategies on the most innovative drivers of change.

  • Events

    Over 60 events including Main events (Workshop and Summit) and Community events (related to research activities) and Webinar: we bring together banks, insurance companies and businesses for shared growth on trends and challenges to outline innovative development strategies.

Event

Credit 2026: between new processes, AI and European regulation

October 14, 2026 10:00 a.m. – 3:45 p.m.
Aula Pio XI | Università Cattolica of Milan, Largo Gemelli 1

DUAL MODE

Event presentation.

The workshop explores the evolution of bank lending in a scenario marked by technological transformation, intelligent automation and new European regulatory expectations. The goal is to identify drivers of change in credit granting, management and monitoring models.

Key themes:

  • New paradigms for retail, corporate and SME lending
  • Artificial intelligence in credit: scoring, management and recovery
  • Regulation and supervision: ESG, calendar provisioning, AI Act
  • End-to-end digitization of the credit process
  • Data, predictive models and advanced monitoring systems

Agenda of the day

Chiara Frigerio
Professor of Business Organization and Secretary General Cetif
Università Cattolica del Sacro Cuore
Opening remarks.
Giuseppe Siani
Head of the Banking and Financial Supervision Department
Bank of Italy
Credit and Innovation: Market Developments and Supervisory Issues
Michele Dapri
Head of the Central Concessionary Department of the Bank of the Territories
Intesa Sanpaolo
Affordability for SMEs: The Common Thread Linking Underwriting, Early Warning Systems, and Machine Learning Throughout the Credit Cycle
Corrado Pavanati
Head of Risk Italy
UniCredit
The AI-Powered Credit Journey: Boosting Automation Today, Exploring GenAI-Powered Business Transformation Tomorrow
Fabrizio Leandri
Chief Lending Officer
MPS Bank
Trust in Credit Decisions: How to Continue to Earn It in the Age of Artificial Intelligence
Marie Groppo Ricci
Chief Lending Officer
Crédit Agricole Italy
Mortgage Process Redesign: A Laboratory for the Bank's Future Transformation
Stefano Piscitelli
CEO Italy
Younited
AI in Digital Lending: The Real Challenge Isn't Speed, but the Quality of Decisions
Luca Gasparini
General Manager
BCC CreditoConsumo
Integrated management of the personal finance offering within the distribution “ecosystem” comprising the banking network and online platforms
Milo Marletto
Chief Lending Officer
Fiditalia
Industrializing Trust: AI and Automation in the Evolution of Consumer Credit