• Membership

    More than 30,000 professionals make up the ecosystem of Cetif: we facilitate the meeting and exchange between banks, insurers and companies in an academic Center, competent and independent environment to share knowledge, experience and strategies on the most innovative drivers of change.

  • Research

    16 Research Hubs focused on dynamics of strategic evolution, regulatory updates, organizational and process practices, and the effects of digitization: we study innovation trends and best practices and share them with our communities.

  • Events

    Over 60 events including Main events (Workshop and Summit) and Community events (related to research activities) and Webinar: we bring together banks, insurance companies and businesses for shared growth on trends and challenges to outline innovative development strategies.

research

Digital Lending HUB 2025

In-depth topics for the year 2025

  • CONSUMER CREDIT DIGITAL JOURNEYS
  • AI & GENERATIVE AI IN LENDING PROCESSES
  • SUPPORTING ESG TRANSITION PLAN
  • DIGITALIZATION OF RESIDENTIAL LOANS

Goals

The route

1
Day 1
2
Day 2
Next
3
Day 3
4
Day 4
  • Digital onboarding: security by design and anti-fraud
  • Smart, Digital & Instant Lending
  • Over-indebtedness risk and the digital customer journey
10:00 - 13:00
09.04.2025
1ST DIGITAL LENDING HUB - CONSUMER CREDIT DIGITAL JOURNEYS
Dual-mode

The meeting aims to decline the following themes:

  • Digital onboarding: security by design and anti-fraud
  • Smart, Digital & Instant Lending
  • Over-indebtedness risk and the digital customer journey
14:00 - 16:30
09.04.2025
1ST RESEARCH MEETING DIGITAL LENDING HUB 2025
  • The contribution of AI in Credit Analysis.
  • Optimization and simplification of lending processes
  • Monitoring and ethics of credit scoring
10:00 - 10:00
10.06.2025
2ND DIGITAL LENDING HUB - AI & GENERATIVE AI IN LENDING PROCESSES
Dual-mode

The meeting aims to decline the following themes:

  • The contribution of AI in Credit Analysis.
  • Optimization and simplification of lending processes
  • Monitoring and ethics of credit scoring
14:00 - 16:30
10.06.2025
2ND RESEARCH MEETING DIGITAL LENDING HUB 2025
  • Assessment of counterparties' ESG transition plans.
  • Transition risk plan management tools
  • Monitoring systems for ESG transition plans
10:00 - 13:00
25.09.2025
CROSS COMMUNITY EVENT DIGITAL LENDING HUB + ESG SUSTAINABLE FINANCE HUB: SUPPORTING ESG TRANSITION PLAN
Dual-mode

The meeting aims to decline the following themes:

  • Assessment of counterparties' ESG transition plans.
  • Transition risk plan management tools
  • Monitoring systems for ESG transition plans
14:00 - 16:30
25.09.2025
3RD RESEARCH MEETING DIGITAL LENDING HUB 2025
  • Digital channels in mortgage management
  • The evaluation of collateral in the digital process
  • ESG and Green Loans: supporting sustainable transition
10:00 - 13:00
05.11.2025
4TH DIGITAL LENDING HUB - DIGITALIZATION OF RESIDENTIAL LOANS
Dual-mode

The meeting aims to decline the following themes:

  • Digital channels in mortgage management
  • The evaluation of collateral in the digital process
  • ESG and Green Loans: supporting sustainable transition
14:00 - 16:30
05.11.2025
4TH RESEARCH MEETING DIGITAL LENDING HUB 2025

Lo Steering Committee

Partners

Companies and technology partners involved in development.